Are you tired of paying high annual fees for travel credit cards? We’ve got you covered. This article introduces the best USA travel credit cards without annual fees. They offer great rewards and benefits, great for budget travelers.
Let me share Emily’s story. She loves to travel and explore new places. But she didn’t like the high annual fees of travel credit cards.
Emily decided to research and found travel cards without an annual fee. She was amazed at their rewards and benefits, even without a big price tag.
With her new card, Emily earned rewards on everyday purchases, like groceries and gas. These rewards added up, and she used them for free flights and hotel stays.
Emily loved the flexibility of no annual fee travel credit cards. She could pick from different airlines and hotels, tailoring her trips.
Now, let’s look at the top USA travel credit cards without an annual fee. Whether you fly often or stay at hotels, there’s a card for you. Let’s find the best card to improve your travel experience!
Key Takeaways:
- USA offers great travel credit cards without annual fees.
- These cards are perfect for budget travelers, offering nice rewards.
- You can choose from airline-specific or hotel-specific cards.
- Earn rewards on daily purchases and use them for free travels.
- Pick a card that fits your travel style and maximize rewards!
Chase Freedom Unlimited® Card
The Chase Freedom Unlimited® Card is great for travelers who don’t want to pay an annual fee. It lets you earn 1.5% cash back on everything you buy. Plus, you get a $200 bonus after spending $500 in the first three months. You don’t pay extra for using it abroad. And, you can use your cash back for travel via the Chase Ultimate Rewards portal.
This card’s cash back rewards are generous. You get 1.5% back whether you’re flying, staying in hotels, or just buying groceries. You can quickly build up cash back. And there’s no limit to how much you can earn. So, you get to enjoy the rewards of your spending freely.
The welcome bonus is another great feature. Spend $500 in the first three months and get $200 back. This can really help with your travel costs. Whether it’s for a flight or a hotel, that extra $200 is super handy.
Traveling abroad is easier with this card because there are no foreign transaction fees. Use it overseas without worry. It’s ideal for vacation or business trips.
Booking travel is simple with your cash back through the Chase Ultimate Rewards portal. You can book flights, hotels, and car rentals. This way, your rewards go further, and you enjoy more travel.
Key Features of the Chase Freedom Unlimited® Card:
- Earn unlimited 1.5% cash back on all purchases
- Welcome bonus of $200 after spending $500 in the first three months
- No foreign transaction fees
- Redeem cash back for travel through the Chase Ultimate Rewards portal
For travelers wanting to save, the Chase Freedom Unlimited® Card is perfect. Save on weekend trips or dream vacations with this card. Start saving by applying for the Chase Freedom Unlimited® Card now. Travel the world with a card that rewards every purchase.
Discover it® Miles
The Discover it® Miles card is a top pick for travelers. It lets you earn rewards on everyday buys. You get unlimited 1.5 miles for every dollar you spend. This counts for flights, meals out, or buying travel gear. Each dollar spent moves you closer to more travel.
This card’s welcome bonus is outstanding. In the first year, Discover doubles the miles you make. This boosts your travel savings and ups your card benefits.
The Discover it® Miles card has more to love besides rewards. There’s no fee on foreign transactions. So, you can shop abroad without extra costs.
It also gives you a 0% APR for the first 15 months on buys. This helps if you’re planning a big trip and need to spread costs without interest.
The Discover it® Miles card is great for avid travelers. It offers endless earning, a big welcome bonus, and useful perks, all without an annual fee.
To understand the Discover it® Miles card better, see this comparison of its features:
| Feature | Discover it® Miles |
|---|---|
| Rewards | 1.5 miles per dollar spent |
| Welcome Bonus | Discover matches all miles earned in the first year |
| Foreign Transaction Fees | No foreign transaction fees |
| Introductory APR | 0% APR for 15 months on purchases |
The Discover it® Miles card stands out with its rewards, bonus, and perks. It’s ideal for travelers who want a no-fee card with lasting value.
United Gateway℠ Card
If you often fly with United Airlines, the United Gateway℠ Card is worth checking out. It lets you earn rewards from your spending and comes with many benefits. You can get 2 miles for every dollar on United purchases and 1 mile per dollar on all other buys.
The United Gateway Card’s welcome bonus is a big plus. By spending $1,000 in the first three months, you’ll get 20,000 bonus miles. This bonus can bring you closer to your next trip, letting you enjoy your new card immediately.
Another big benefit is no annual fee. This way, you can enjoy all the card’s perks without a yearly charge. Plus, there are no charges on foreign transactions, perfect for those traveling abroad.
When it’s time to use your miles, the United Gateway Card offers lots of options. Use them for United flights, seat upgrades, or even for car rentals and hotel bookings. It’s up to you how to make the most of your miles based on what you like.
To show you what the United Gateway Card offers, here’s a quick table:
| United Gateway℠ Card | Highlights |
|---|---|
| Earn 2 miles per dollar on United purchases | Collect miles faster when booking flights with United |
| Earn 1 mile per dollar on all other purchases | Rack up miles on your everyday spending |
| Welcome bonus of 20,000 miles | Jumpstart your miles balance with a generous welcome bonus |
| No annual fee | Enjoy the benefits without spending on an annual fee |
| No foreign transaction fees | Convenient for international travel |
The United Gateway Card turns everyday buying into travel rewards. It’s great for frequent flyers or if you’re planning a trip. Get the United Gateway Card now and start earning miles for your next journey.
Delta SkyMiles® Blue American Express Card
The Delta SkyMiles® Blue American Express Card is perfect for those loyal to Delta Air Lines. It lets you earn 2 miles for every dollar you spend on Delta purchases. This way, you can quickly gather rewards. Plus, you get 1 mile for every dollar on other purchases, making all spending rewarding.
This card comes with a welcome bonus of 10,000 miles. You’ll get this after spending $500 in the first three months of having the card. This generous bonus can help cover future travel costs.
Another advantage is that this card has no annual fee. This lets you enjoy the benefits of a travel card without extra costs. And there are no fees on foreign transactions, making it great for traveling abroad.
Being an American Express card, the Delta SkyMiles® Blue card offers extra perks. Cardholders get access to Amex Offers, which means discounts on various brands. You also get to sign up for ShopRunner. This gets you free two-day shipping from select online stores.
The Delta SkyMiles® program lets you choose how to use your miles. You can spend them on flights with Delta and partner airlines, upgrade seats, or book hotels and cars. This flexibility lets you match your rewards with what you need for your travels.
If you’re searching for a great travel credit card for Delta Air Lines, look no further. The Delta SkyMiles® Blue American Express Card is an excellent choice. Start earning miles for your next trip today!
| Delta SkyMiles® Blue American Express Card | Details |
|---|---|
| Earning Rates |
|
| Welcome Bonus | 10,000 miles after spending $500 in the first three months |
| Annual Fee | No annual fee |
| Foreign Transaction Fees | No foreign transaction fees |
Hilton Honors American Express Card
If you like staying at Hilton hotels, the Hilton Honors American Express Card is a great choice. This card lets you earn 7X Hilton Honors Bonus Points for each dollar spent on eligible purchases at Hilton hotels. Plus, there’s a welcome bonus of 80,000 points after you spend $1,000 in the first three months. This card doesn’t have an annual fee or foreign transaction fees.
Are you a frequent traveler who loves Hilton hotels? If so, the Hilton Honors American Express Card is made for you. This card is an excellent way to earn lots of rewards on your Hilton stays. The points you earn for each dollar spent can add up fast. You can use them for free hotel stays, upgrades, and more travel perks.
The card also comes with a big welcome bonus. After spending $1,000 within the first three months, you get 80,000 Hilton Honors Bonus Points. This bonus can help you get free hotel stays even faster.
This card is not just about earning rewards. It’s also cost-effective because it has no annual fee. Plus, there are no fees for foreign transactions. So, you can use it abroad without extra costs.
Getting this card also means you get other cool benefits. For example, you automatically get Hilton Honors Silver status. This gives you later checkout times and a free night on reward stays. If you spend $20,000 on your card in a year, you can even get Hilton Honors Gold status. This status comes with even more special perks.
Whether you’re traveling for work or fun, the Hilton Honors American Express Card offers lots of benefits and rewards. It’s a smart pick for anyone who wants a travel credit card with no annual fee. It’s worth considering adding to your wallet for its great earning potential and travel benefits.
| Card Name | Earning Rate | Welcome Bonus | Annual Fee | Foreign Transaction Fees |
|---|---|---|---|---|
| Hilton Honors American Express Card | 7X Hilton Honors Bonus Points per dollar spent at participating Hilton hotels | 80,000 Hilton Honors Bonus Points after spending $1,000 in the first three months | No annual fee | No foreign transaction fees |
Marriott Bonvoy Bold® Credit Card
Do you often stay at Marriott hotels? If so, the Marriott Bonvoy Bold® Credit Card is a great choice. It lets you earn 3X Marriott Bonvoy points for every dollar you spend at participating hotels. Plus, you get 30,000 Marriott Bonvoy points as a welcome bonus after spending $1,000 in the first three months. Best of all, there’s no annual fee and no fees for transactions abroad.
This card is meant for those who love staying at Marriott hotels. You earn 3X points for every dollar spent at these hotels. This way, you can quickly amass points for amazing benefits.
When you spend $1,000 within the first three months of getting your card, you receive a welcome bonus. This bonus is 30,000 Marriott Bonvoy points. You can use these points for your next hotel stay, to upgrade your room, or for other rewards in the Marriott Bonvoy program.
The Marriott Bonvoy Bold® Credit Card comes with no annual fee. This means you can enjoy its benefits without extra costs. It’s also perfect for those who travel abroad, thanks to no foreign transaction fees.
If you’re ready to start earning Marriott Bonvoy points and enjoy exclusive perks, consider the Marriott Bonvoy Bold® Credit Card. Apply now to begin your journey with incredible travel benefits and rewards.
| Key Features | Earn | Bonus | Annual Fee | Foreign Transaction Fee |
|---|---|---|---|---|
| Marriott Bonvoy Bold® Credit Card | 3X Marriott Bonvoy points per dollar spent at participating Marriott Bonvoy hotels | 30,000 Marriott Bonvoy points after spending $1,000 in the first three months | No annual fee | No foreign transaction fee |
Additional USA Travel Credit Cards with No Annual Fee
Besides the top picks, there are more USA travel credit cards with no annual fee. These cards offer benefits and rewards for travelers. This gives you more choices.
Wells Fargo Autograph℠ Card
The Wells Fargo Autograph℠ Card is perfect for travelers who don’t want to pay a yearly fee. You can get rewards points on purchases, which can be used for travel and other items. Plus, you get travel insurance and discounts on car rentals.
Bank of America® Travel Rewards credit card
The Bank of America® Travel Rewards credit card is also great for travelers. It lets you earn unlimited points on purchases and doesn’t charge for international transactions. You can use points for flights, hotels, and car rentals, giving you flexibility.
Bilt World Elite Mastercard® Credit Card
If you’re a renter, the Bilt World Elite Mastercard® Credit Card is for you. It offers unique travel rewards. You earn points on rent, which can go towards travel or rent payments. It also gives airport lounge access and travel insurance.
| Credit Card | Rewards | Annual Fee |
|---|---|---|
| Wells Fargo Autograph℠ Card | Rewards Points | No Annual Fee |
| Bank of America® Travel Rewards credit card | Points | No Annual Fee |
| Bilt World Elite Mastercard® Credit Card | Points | No Annual Fee |
These extra USA travel credit cards without a yearly fee offer varied rewards. Whether you want travel flexibility, benefits for renters, or a card from a known bank, there is a choice for everyone. Make sure to look at all options and think about your travel habits. This will help you decide the best card for your needs.
Choosing the Best USA Travel Credit Card with No Annual Fee
When picking the best USA travel credit card with no annual fee, your travel habits matter a lot. Look for cards that match your needs, like earning extra points on travels. Also, consider any foreign transaction fees and introductory offers.
Key Factors to Consider:
- Travel Rewards: Choose a card that rewards your favorite airline or hotel stays. The Chase Freedom Unlimited® Card gives you 1.5% cash back on everything, which is great for travelers.
- Welcome Bonuses: Cards like the Discover it® Miles card double the miles you earn in your first year. This is a big plus for new users.
- Foreign Transaction Fees: Cards without foreign transaction fees, like the United Gateway℠ Card, are best for worldwide travel. It’s perfect for United Airlines fans.
- Introductory APR Offers: If you’re planning big purchases, look for cards with 0% introductory APR. The Delta SkyMiles® Blue American Express Card is a good pick, offering 0% APR for 15 months.
There are many travel credit cards with no annual fee out there. It’s key to weigh their features and benefits carefully to pick the best one for you.
Doing your homework on these factors will help you find the perfect USA travel credit card with no annual fee. It should fit your lifestyle, boost your rewards, and make traveling even better.
Tips for Maximizing Your Rewards with No Annual Fee Travel Credit Cards
To get the most from no annual fee travel credit cards, use some smart strategies. Follow these tips to enhance your card’s benefits. This way, you’ll fully enjoy your travel credit card.
Earn and Redeem Points Strategically
To get the most from your points, think carefully about your spending. Use your card for both travel expenses and everyday purchases to earn bonus points. Then, use those points for travel costs or even get statement credits.
Take Advantage of Welcome Bonuses
Welcome bonuses can give you lots of points or miles quickly. Apply for a new card when you’re planning big purchases. This helps you meet bonus requirements without extra effort.
Utilize Partner Programs
Use partner programs to boost rewards. If your card partners with an airline, book with them and their affiliates. This strategy can increase your points or miles substantially.
Avoid Carrying a Balance
It’s crucial to pay off your card every month. Interest charges can cancel out the benefits of your rewards. By avoiding a balance, you keep your rewards valuable.
Keep an Eye on Promotions and Offers
Watch for promotions and limited-time offers from your credit card company. These can help you earn more rewards. Always look for deals that match your travel needs.
By using these tips, you can boost your rewards with no fee travel cards. Every opportunity matters, so use them wisely. Enjoy your travels!
Conclusion
Finding a good USA travel credit card with no annual fee is smart. It helps save money while you enjoy travel rewards. Think about what you like in travel and how you spend money. There are cards for every type of traveler.
This article showed top USA travel credit cards without an annual fee. We looked at the Chase Freedom Unlimited® Card and the Discover it® Miles. These cards give great rewards like cash back or miles for every dollar you spend.
If you often fly with United Airlines, consider the United Gateway℠ Card. Or maybe the Delta SkyMiles® Blue American Express Card suits you better. For those who like Hilton or Marriott hotels, check out the Hilton Honors American Express Card. The Marriott Bonvoy Bold® Credit Card is another good choice.
Get ready for your next trip with a travel credit card that has no annual fee. Use the cards we talked about to get the most from your travels. Look at the options mentioned and find the perfect card for you.
